OECD Working Papers on Finance, Insurance and Private Pensions
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- OECD Working Papers on Insurance and Private Pensions
Selected studies on finance, insurance and private pensions policy prepared for dissemination in order to stimulate wider discussion and further analysis and obtain feedback from interested audiences. The studies provide timely analysis and background on industry developments, structural issues, and public policy in the financial sector. Topics include risk management, governance, investments, benefit protection, and financial education. Previous papers addressing these policy issues are available via http://dx.doi.org/10.1787/19936397.
- ISSN : 20797117 (en ligne)
- https://doi.org/10.1787/20797117
Communiquer le risque de retraite aux adhérents des plans à cotisations définies
Le cas chilien d'un simulateur de risque de retraite
L’objectif de ce document est de discuter de quelques questions liées à la manière de communiquer l’incertitude autour des projections des futures prestations de retraite aux adhérents des plans de retraite à cotisations définies. En particulier, le but est de présenter un simulateur de risque de retraite développé par le régulateur chilien (Superintendencia de Pensiones, SP) qui aborde directement la manière de transmettre cette incertitude et vise à susciter une réponse proactive de la part des individus pour qu’ils cotisent d’avantage et pendant plus longtemps.
Mots-clés: communication, projections, financial education, uncertainty, pension risk simulator, pension benefit, pensions, defined contribution pension plans
JEL:
I28: Health, Education, and Welfare / Education and Research Institutions / Education: Government Policy;
D14: Microeconomics / Household Behavior and Family Economics / Household Saving; Personal Finance;
J26: Labor and Demographic Economics / Demand and Supply of Labor / Retirement; Retirement Policies;
O19: Economic Development, Innovation, Technological Change, and Growth / Economic Development / International Linkages to Development; Role of International Organizations;
D18: Microeconomics / Household Behavior and Family Economics / Consumer Protection;
G28: Financial Economics / Financial Institutions and Services / Financial Institutions and Services: Government Policy and Regulation;
O16: Economic Development, Innovation, Technological Change, and Growth / Economic Development / Economic Development: Financial Markets; Saving and Capital Investment; Corporate Finance and Governance;
G23: Financial Economics / Financial Institutions and Services / Non-bank Financial Institutions; Financial Instruments; Institutional Investors
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